Senior Software Engineer - Cards

Accountabilities: In this role, you will take ownership of complex engineering projects, contribute to the evolution of card products, and ensure the reliability of critical financial infrastructure. Your main responsibilities will include:

• Lead engineering projects from initial concept and technical specification through implementation, testing, and launch, collaborating with product managers, engineering managers, technical leads, and teammates.

• Develop a strong understanding of card payment processes, including authorization, clearing, settlement, and dispute management, and apply this knowledge to technical decisions.

• Build and improve full-stack features spanning customer-facing card experiences and backend systems responsible for financial transactions and money movement.

• Maintain operational excellence across critical systems by improving reliability, observability, monitoring, and incident prevention.

• Contribute to the architecture and evolution of systems that support card issuance, physical card delivery, spending controls, card lifecycle management, settlement, and reporting.

• Mentor other engineers and strengthen engineering quality through design discussions, code reviews, technical guidance, and collaborative problem-solving.

• Partner with teams across product, design, operations, risk, compliance, sales, and other functions to deliver cohesive solutions.

• Balance the development of new features with the ongoing maintenance, accuracy, and reliability of existing functionality.

Requirements:

The ideal candidate brings strong full-stack engineering expertise, sound architectural judgment, and a product-oriented mindset. You should be comfortable working on complex systems where technical decisions have direct implications for customer experience and financial accuracy. Key qualifications include:

• Extensive full-stack software engineering experience, with the ability to work across frontend and backend systems.

• A strong product mindset, systems-thinking capabilities, and a proven ability to deliver projects from planning through production.

• Experience making architectural decisions for complex systems and clearly explaining technical reasoning, trade-offs, and long-term implications.

• A strong focus on delivering customer value while maintaining the stability, performance, and reliability of existing features.

• Attention to detail and a commitment to correctness in systems where failures can have significant financial consequences.

• Clear communication skills, comfort navigating ambiguity, and a collaborative approach to working across teams.

• Experience mentoring engineers and contributing to technical standards, design reviews, and code quality.

• Familiarity with Haskell and TypeScript, or a willingness and ability to learn these technologies.

• Experience in fintech, payments, or card issuing is an advantage but is not required.

Benefits:

The total rewards package combines competitive compensation with equity and additional employee benefits. Offer details depend on experience, expertise, geographic location, and internal pay equity.

• US base salary: $166,600–$208,300 USD annually for employees based anywhere in the United States.

• Canadian base salary: $157,400–$196,800 USD annually for employees based anywhere in Canada.

• Equity compensation, including stock options and/or restricted stock units (RSUs).

• Additional employee benefits as part of the total rewards package.

• Location flexibility, with the role available remotely within the United States or Canada, as well as in San Francisco, California; New York, New York; and Portland, Oregon.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best! Why Apply Through Jobgether?

Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.

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